Call reports 2004
BANK OF AMERICA, NATIONAL ASSOCIATION (USA) — 2004
What BANK OF AMERICA, NATIONAL ASSOCIATION (USA) reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 36,897,522,000 | 39,355,307,000 | 41,143,676,000 | 44,422,926,000 |
| Total loans | 37,895,787,000 | 40,290,531,000 | 42,167,895,000 | 45,770,597,000 |
| Allowance for loan losses | 1,651,972,000 | 1,748,015,000 | 1,885,416,000 | 2,263,004,000 |
| Securities available for sale | 9,832,000 | 13,913,000 | 13,155,000 | 13,165,000 |
| Securities held to maturity | 4,029,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,901,000 | 5,488,000 | 5,618,000 | 6,184,000 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 5,901,000 | 5,488,000 | 5,618,000 | 6,184,000 |
| Equity capital | 3,432,194,000 | 3,779,845,000 | 4,221,087,000 | 3,977,647,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,065,472,000 | 2,203,715,000 | 3,478,469,000 | 4,849,495,000 |
| Interest expense | 103,088,000 | 213,734,000 | 349,902,000 | 528,304,000 |
| Net interest income | 962,384,000 | 1,989,981,000 | 3,128,567,000 | 4,321,191,000 |
| Noninterest income | 315,142,000 | 667,809,000 | 1,060,073,000 | 1,470,605,000 |
| Noninterest expense | 232,559,000 | 482,004,000 | 682,341,000 | 1,087,921,000 |
| Provision for loan losses | 635,260,000 | 1,223,100,000 | 1,864,143,000 | 2,817,069,000 |
| Pretax income | 409,707,000 | 952,686,000 | 1,642,156,000 | 1,886,806,000 |
| Income tax | 147,449,000 | 342,808,000 | 591,042,000 | 679,138,000 |
| Net income | 262,258,000 | 609,878,000 | 1,051,114,000 | 1,207,668,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,333,462,000 | 3,681,082,000 | 4,122,318,000 | 3,878,873,000 |
| Total capital | 4,770,632,000 | 5,148,269,000 | 5,614,333,000 | 5,418,259,000 |
| Risk-weighted assets | 37,702,496,000 | 40,093,784,000 | 41,960,340,000 | 45,428,732,000 |