Call reports 2003
BANK OF AMERICA, NATIONAL ASSOCIATION (USA) — 2003
What BANK OF AMERICA, NATIONAL ASSOCIATION (USA) reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 25,990,675,000 | 28,712,155,000 | 32,155,906,000 | 35,630,919,000 |
| Total loans | 26,360,138,000 | 29,135,249,000 | 32,759,525,000 | 36,406,876,000 |
| Allowance for loan losses | 1,097,662,000 | 1,181,333,000 | 1,307,196,000 | 1,468,312,000 |
| Securities available for sale | 9,418,000 | 9,415,000 | 9,812,000 | 9,834,000 |
| Securities held to maturity | 6,029,000 | 6,031,000 | 5,369,000 | 5,371,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,335,000 | 8,228,000 | 5,464,000 | 5,467,000 |
| Interest-bearing deposits | 8,758,000 | 2,991,000 | 0 | 0 |
| Noninterest-bearing deposits | 5,577,000 | 5,237,000 | 5,464,000 | 5,467,000 |
| Equity capital | 2,492,341,000 | 2,744,301,000 | 3,010,554,000 | 3,177,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 792,512,000 | 1,637,400,000 | 2,560,979,000 | 3,569,634,000 |
| Interest expense | 111,571,000 | 211,395,000 | 306,771,000 | 405,326,000 |
| Net interest income | 680,941,000 | 1,426,005,000 | 2,254,208,000 | 3,164,308,000 |
| Noninterest income | 290,725,000 | 625,506,000 | 949,501,000 | 1,286,620,000 |
| Noninterest expense | 203,752,000 | 421,199,000 | 634,493,000 | 872,223,000 |
| Provision for loan losses | 381,128,000 | 850,248,000 | 1,373,299,000 | 1,965,650,000 |
| Pretax income | 386,786,000 | 780,064,000 | 1,195,917,000 | 1,613,055,000 |
| Income tax | 139,181,000 | 280,511,000 | 430,361,000 | 580,475,000 |
| Net income | 247,605,000 | 499,553,000 | 765,556,000 | 1,032,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,393,890,000 | 2,645,837,000 | 2,911,835,000 | 3,078,865,000 |
| Total capital | 3,186,329,000 | 3,473,901,000 | 3,790,970,000 | 4,502,034,000 |
| Risk-weighted assets | 26,308,728,000 | 29,092,078,000 | 33,182,623,000 | 36,628,861,000 |