Call reports 2012
PATRIOTS BANK — 2012
What PATRIOTS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 87,907,000 | 87,240,000 | 85,799,000 | 86,934,000 |
| Total loans | 52,669,000 | 51,689,000 | 50,266,000 | 47,279,000 |
| Allowance for loan losses | 794,000 | 727,000 | 632,000 | 666,000 |
| Securities available for sale | 5,375,000 | 7,503,000 | 8,521,000 | 8,502,000 |
| Securities held to maturity | 204,000 | 204,000 | 205,000 | 204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,217,000 | 79,114,000 | 77,268,000 | 79,184,000 |
| Interest-bearing deposits | 60,110,000 | 58,029,000 | 57,060,000 | 56,982,000 |
| Noninterest-bearing deposits | 19,107,000 | 21,085,000 | 20,208,000 | 22,202,000 |
| Equity capital | 8,380,000 | 7,749,000 | 8,153,000 | 7,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 810,000 | 1,603,000 | 2,369,000 | 3,091,000 |
| Interest expense | 88,000 | 168,000 | 234,000 | 298,000 |
| Net interest income | 722,000 | 1,435,000 | 2,135,000 | 2,793,000 |
| Noninterest income | 158,000 | -317,000 | 216,000 | -254,000 |
| Noninterest expense | 860,000 | 1,718,000 | 2,519,000 | 3,317,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | -10,000 | -660,000 | -258,000 | -898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -10,000 | -660,000 | -258,000 | -898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,665,000 | 7,033,000 | 7,455,000 | 6,833,000 |
| Total capital | 8,444,000 | 7,760,000 | 8,087,000 | 7,499,000 |
| Risk-weighted assets | 62,330,000 | 61,206,000 | 59,545,000 | 55,994,000 |