Call reports 2011
PATRIOTS BANK — 2011
What PATRIOTS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 97,916,000 | 96,069,000 | 85,627,000 | 85,076,000 |
| Total loans | 64,759,000 | 62,656,000 | 57,852,000 | 56,832,000 |
| Allowance for loan losses | 861,000 | 745,000 | 792,000 | 811,000 |
| Securities available for sale | 3,748,000 | 4,626,000 | 4,414,000 | 4,892,000 |
| Securities held to maturity | 204,000 | 204,000 | 204,000 | 204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,337,000 | 78,405,000 | 75,760,000 | 76,489,000 |
| Interest-bearing deposits | 61,672,000 | 60,390,000 | 58,591,000 | 57,994,000 |
| Noninterest-bearing deposits | 18,665,000 | 18,015,000 | 17,169,000 | 18,495,000 |
| Equity capital | 17,241,000 | 17,293,000 | 9,436,000 | 8,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 934,000 | 1,883,000 | 2,793,000 | 3,661,000 |
| Interest expense | 154,000 | 282,000 | 388,000 | 488,000 |
| Net interest income | 780,000 | 1,601,000 | 2,405,000 | 3,173,000 |
| Noninterest income | 159,000 | 284,000 | 426,000 | -563,000 |
| Noninterest expense | 937,000 | 1,818,000 | 10,441,000 | 11,289,000 |
| Provision for loan losses | 0 | 175,000 | 275,000 | 325,000 |
| Pretax income | 2,000 | -108,000 | -7,885,000 | -9,004,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | -108,000 | -7,885,000 | -9,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,759,000 | 8,767,000 | 8,756,000 | 7,655,000 |
| Total capital | 9,620,000 | 9,512,000 | 9,548,000 | 8,466,000 |
| Risk-weighted assets | 74,614,000 | 72,794,000 | 69,145,000 | 65,817,000 |