Call reports 2009
PATRIOTS BANK — 2009
What PATRIOTS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 110,122,000 | 111,448,000 | 106,569,000 | 104,408,000 |
| Total loans | 79,569,000 | 79,930,000 | 81,932,000 | 79,117,000 |
| Allowance for loan losses | 1,521,000 | 1,342,000 | 1,682,000 | 1,488,000 |
| Securities available for sale | 0 | 4,652,000 | 4,648,000 | 4,611,000 |
| Securities held to maturity | 303,000 | 303,000 | 303,000 | 303,000 |
| Trading assets | 8,229,000 | 6,123,000 | 2,068,000 | 1,547,000 |
| Total deposits | 85,257,000 | 85,283,000 | 82,127,000 | 81,024,000 |
| Interest-bearing deposits | 67,432,000 | 67,235,000 | 64,464,000 | 61,086,000 |
| Noninterest-bearing deposits | 17,825,000 | 18,048,000 | 17,663,000 | 19,938,000 |
| Equity capital | 21,180,000 | 21,124,000 | 20,758,000 | 19,800,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,623,000 | 3,948,000 | 5,155,000 |
| Interest expense | 362,000 | 710,000 | 1,029,000 | 1,291,000 |
| Net interest income | 969,000 | 1,913,000 | 2,919,000 | 3,864,000 |
| Noninterest income | 62,000 | 179,000 | 341,000 | 360,000 |
| Noninterest expense | 1,023,000 | 2,130,000 | 3,192,000 | 4,209,000 |
| Provision for loan losses | 0 | 0 | 500,000 | 1,400,000 |
| Pretax income | 8,000 | -38,000 | -432,000 | -1,385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 8,000 | -38,000 | -432,000 | -1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,649,000 | 12,667,000 | 12,344,000 | 11,116,000 |
| Total capital | 13,644,000 | 13,666,000 | 13,368,000 | 12,105,000 |
| Risk-weighted assets | 87,477,000 | 86,961,000 | 86,921,000 | 83,992,000 |