Call reports 2003
PATRIOTS BANK — 2003
What PATRIOTS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q4 |
|---|---|
| Total assets | 14,488,000 |
| Total loans | 1,920,000 |
| Allowance for loan losses | 20,000 |
| Securities available for sale | 8,486,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 8,920,000 |
| Interest-bearing deposits | 4,906,000 |
| Noninterest-bearing deposits | 4,014,000 |
| Equity capital | 5,564,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q4 |
|---|---|
| Interest income | 33,000 |
| Interest expense | 6,000 |
| Net interest income | 27,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 416,000 |
| Provision for loan losses | 20,000 |
| Pretax income | -408,000 |
| Income tax | 0 |
| Net income | -408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q4 |
|---|---|
| Tier 1 capital | 5,555,000 |
| Total capital | 5,575,000 |
| Risk-weighted assets | 4,682,000 |