Call report 2024Q4
CITIZENS STATE BANK — 2024Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 32,521,000 | USD | evidence → |
| Total loans | 28,104,000 | USD | evidence → |
| Allowance for loan losses | 209,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,769,000 | USD | evidence → |
| Interest-bearing deposits | 20,685,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,084,000 | USD | evidence → |
| Equity capital | 3,415,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,026,000 | USD | evidence → |
| Interest expense | 823,000 | USD | evidence → |
| Net interest income | 1,203,000 | USD | evidence → |
| Noninterest income | 60,000 | USD | evidence → |
| Noninterest expense | 861,000 | USD | evidence → |
| Provision for loan losses | 6,000 | USD | evidence → |
| Pretax income | 396,000 | USD | evidence → |
| Income tax | 90,000 | USD | evidence → |
| Net income | 306,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,414,000 | USD | evidence → |