Call report 2004Q4
CITIZENS STATE BANK — 2004Q4
The 22 measures CITIZENS STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 8,628,000 | USD | evidence → |
| Total loans | 6,167,000 | USD | evidence → |
| Allowance for loan losses | 70,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,600,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 7,596,000 | USD | evidence → |
| Interest-bearing deposits | 6,867,000 | USD | evidence → |
| Noninterest-bearing deposits | 729,000 | USD | evidence → |
| Equity capital | 640,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 554,000 | USD | evidence → |
| Interest expense | 166,000 | USD | evidence → |
| Net interest income | 388,000 | USD | evidence → |
| Noninterest income | 73,000 | USD | evidence → |
| Noninterest expense | 363,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 98,000 | USD | evidence → |
| Income tax | 25,000 | USD | evidence → |
| Net income | 73,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 640,000 | USD | evidence → |
| Total capital | 700,000 | USD | evidence → |
| Risk-weighted assets | 4,819,000 | USD | evidence → |