Call reports 2001
CITIZENS STATE BANK — 2001
What CITIZENS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 7,061,000 | 7,165,000 | 7,057,000 | 7,528,000 |
| Total loans | 5,183,000 | 5,261,000 | 5,424,000 | 5,378,000 |
| Allowance for loan losses | 96,000 | 97,000 | 98,000 | 98,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 800,000 | 200,000 | 700,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,035,000 | 6,137,000 | 6,028,000 | 6,492,000 |
| Interest-bearing deposits | 5,597,000 | 5,760,000 | 5,614,000 | 5,754,000 |
| Noninterest-bearing deposits | 438,000 | 377,000 | 414,000 | 738,000 |
| Equity capital | 530,000 | 526,000 | 529,000 | 536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 153,000 | 304,000 | 457,000 | 599,000 |
| Interest expense | 78,000 | 157,000 | 236,000 | 307,000 |
| Net interest income | 75,000 | 147,000 | 221,000 | 292,000 |
| Noninterest income | 15,000 | 29,000 | 45,000 | 61,000 |
| Noninterest expense | 69,000 | 148,000 | 234,000 | 314,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 21,000 | 28,000 | 32,000 | 39,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 21,000 | 28,000 | 32,000 | 39,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 530,000 | 526,000 | 529,000 | 536,000 |
| Total capital | 583,000 | 580,000 | 582,000 | 589,000 |
| Risk-weighted assets | 4,267,000 | 4,269,000 | 4,171,000 | 4,217,000 |