Call reports 2023
FIRST NATIONAL BANK IN OKEENE — 2023
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 79,213,000 | 79,516,000 | 79,821,000 | 87,396,000 |
| Total loans | 31,986,000 | 31,447,000 | 31,827,000 | 39,641,000 |
| Allowance for loan losses | 434,000 | 434,000 | 434,000 | 434,000 |
| Securities available for sale | 30,697,000 | 32,567,000 | 29,794,000 | 32,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,408,000 | 55,577,000 | 60,628,000 | 62,423,000 |
| Interest-bearing deposits | 50,409,000 | 46,915,000 | 51,535,000 | 53,917,000 |
| Noninterest-bearing deposits | 9,999,000 | 8,662,000 | 9,093,000 | 8,506,000 |
| Equity capital | 13,013,000 | 13,009,000 | 12,642,000 | 12,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 2,038,000 | 2,998,000 | 4,264,000 |
| Interest expense | 209,000 | 506,000 | 927,000 | 1,383,000 |
| Net interest income | 665,000 | 1,532,000 | 2,071,000 | 2,881,000 |
| Noninterest income | 45,000 | 91,000 | 166,000 | 169,000 |
| Noninterest expense | 419,000 | 938,000 | 1,298,000 | 1,815,000 |
| Provision for loan losses | -184,000 | -184,000 | -184,000 | -184,000 |
| Pretax income | 475,000 | 869,000 | 1,123,000 | 1,306,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 475,000 | 869,000 | 1,123,000 | 1,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,960,000 | 15,356,000 | 15,619,000 | 14,968,000 |
| Total capital | 15,394,000 | 15,790,000 | 16,053,000 | 15,402,000 |
| Risk-weighted assets | 57,099,000 | 58,772,000 | 58,383,000 | 66,420,000 |