Call reports 2022
FIRST NATIONAL BANK IN OKEENE — 2022
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 79,149,000 | 71,750,000 | 68,929,000 | 73,829,000 |
| Total loans | 38,154,000 | 28,895,000 | 29,825,000 | 32,398,000 |
| Allowance for loan losses | 1,052,000 | 1,052,000 | 1,052,000 | 1,052,000 |
| Securities available for sale | 31,225,000 | 30,837,000 | 31,213,000 | 30,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,565,000 | 59,059,000 | 56,707,000 | 58,750,000 |
| Interest-bearing deposits | 52,815,000 | 46,424,000 | 43,781,000 | 47,418,000 |
| Noninterest-bearing deposits | 12,750,000 | 12,635,000 | 12,926,000 | 11,332,000 |
| Equity capital | 13,548,000 | 12,675,000 | 12,204,000 | 12,559,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 665,000 | 1,246,000 | 1,872,000 | 2,596,000 |
| Interest expense | 52,000 | 94,000 | 144,000 | 227,000 |
| Net interest income | 613,000 | 1,152,000 | 1,728,000 | 2,369,000 |
| Noninterest income | 28,000 | 57,000 | 91,000 | 115,000 |
| Noninterest expense | 304,000 | 682,000 | 1,024,000 | 1,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 337,000 | 527,000 | 795,000 | 1,013,000 |
| Income tax | 0 | 71,000 | 71,000 | 71,000 |
| Net income | 337,000 | 456,000 | 724,000 | 942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,346,000 | 14,464,000 | 14,732,000 | 14,950,000 |
| Total capital | 15,047,000 | 14,988,000 | 15,246,000 | 15,668,000 |
| Risk-weighted assets | 55,807,000 | 41,445,000 | 40,592,000 | 57,161,000 |