Call reports 2021
FIRST NATIONAL BANK IN OKEENE — 2021
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 83,792,000 | 82,492,000 | 81,394,000 | 82,820,000 |
| Total loans | 40,311,000 | 40,890,000 | 39,182,000 | 41,916,000 |
| Allowance for loan losses | 929,000 | 1,006,000 | 1,019,000 | 1,052,000 |
| Securities available for sale | 28,798,000 | 33,199,000 | 33,210,000 | 32,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,273,000 | 65,776,000 | 66,095,000 | 68,201,000 |
| Interest-bearing deposits | 57,672,000 | 53,537,000 | 55,053,000 | 55,016,000 |
| Noninterest-bearing deposits | 11,601,000 | 12,239,000 | 11,042,000 | 13,185,000 |
| Equity capital | 14,345,000 | 14,769,000 | 15,097,000 | 14,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 616,000 | 1,395,000 | 2,128,000 | 2,856,000 |
| Interest expense | 78,000 | 143,000 | 208,000 | 268,000 |
| Net interest income | 538,000 | 1,252,000 | 1,920,000 | 2,588,000 |
| Noninterest income | 32,000 | 55,000 | 82,000 | 126,000 |
| Noninterest expense | 321,000 | 676,000 | 998,000 | 1,454,000 |
| Provision for loan losses | 75,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 174,000 | 481,000 | 854,000 | 1,110,000 |
| Income tax | 0 | 18,000 | 26,000 | 35,000 |
| Net income | 174,000 | 463,000 | 828,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,677,000 | 13,966,000 | 14,331,000 | 14,008,000 |
| Total capital | 14,322,000 | 14,677,000 | 14,984,000 | — |
| Risk-weighted assets | 51,337,000 | 56,601,000 | 51,911,000 | — |