Call reports 2020
FIRST NATIONAL BANK IN OKEENE — 2020
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,387,000 | 85,324,000 | 79,725,000 | 79,427,000 |
| Total loans | 46,348,000 | 43,585,000 | 41,070,000 | 43,560,000 |
| Allowance for loan losses | 676,000 | 757,000 | 813,000 | 847,000 |
| Securities available for sale | 28,426,000 | 27,494,000 | 28,314,000 | 27,925,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,942,000 | 70,454,000 | 64,576,000 | 63,370,000 |
| Interest-bearing deposits | 59,379,000 | 58,308,000 | 54,326,000 | 52,104,000 |
| Noninterest-bearing deposits | 9,563,000 | 12,146,000 | 10,250,000 | 11,266,000 |
| Equity capital | 13,093,000 | 14,806,000 | 15,122,000 | 14,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,622,000 | 2,310,000 | 2,934,000 |
| Interest expense | 194,000 | 331,000 | 441,000 | 529,000 |
| Net interest income | 643,000 | 1,291,000 | 1,869,000 | 2,405,000 |
| Noninterest income | 27,000 | 59,000 | 89,000 | 122,000 |
| Noninterest expense | 377,000 | 717,000 | 1,054,000 | 1,442,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 200,000 |
| Pretax income | 218,000 | 486,000 | 707,000 | 892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 218,000 | 486,000 | 707,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,604,000 | 13,872,000 | 14,094,000 | 13,504,000 |
| Total capital | 14,280,000 | 14,577,000 | 14,746,000 | 14,210,000 |
| Risk-weighted assets | 56,105,000 | 56,362,000 | 52,076,000 | 56,363,000 |