Call reports 2019
FIRST NATIONAL BANK IN OKEENE — 2019
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,635,000 | 89,943,000 | 84,943,000 | 83,951,000 |
| Total loans | 56,047,000 | 51,799,000 | 42,898,000 | 47,074,000 |
| Allowance for loan losses | 918,000 | 918,000 | 510,000 | 596,000 |
| Securities available for sale | 20,697,000 | 24,055,000 | 29,906,000 | 28,231,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,914,000 | 75,425,000 | 70,042,000 | 66,707,000 |
| Interest-bearing deposits | 61,533,000 | 65,290,000 | 60,801,000 | 57,198,000 |
| Noninterest-bearing deposits | 9,381,000 | 10,135,000 | 9,241,000 | 9,509,000 |
| Equity capital | 13,666,000 | 14,454,000 | 14,862,000 | 13,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,917,000 | 2,807,000 | 3,658,000 |
| Interest expense | 166,000 | 373,000 | 573,000 | 761,000 |
| Net interest income | 740,000 | 1,544,000 | 2,234,000 | 2,897,000 |
| Noninterest income | 18,000 | 38,000 | 61,000 | 83,000 |
| Noninterest expense | 269,000 | 610,000 | 981,000 | 1,598,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 300,000 |
| Pretax income | 488,000 | 973,000 | 1,267,000 | 1,087,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 488,000 | 973,000 | 1,267,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,837,000 | 14,322,000 | 14,616,000 | 13,405,000 |
| Total capital | 14,643,000 | 15,088,000 | 15,126,000 | 14,001,000 |
| Risk-weighted assets | 64,423,000 | 61,159,000 | 55,068,000 | 57,106,000 |