Call reports 2018
FIRST NATIONAL BANK IN OKEENE — 2018
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 77,683,000 | 74,489,000 | 74,969,000 | 78,137,000 |
| Total loans | 52,752,000 | 53,449,000 | 51,505,000 | 51,389,000 |
| Allowance for loan losses | 783,000 | 883,000 | 983,000 | 847,000 |
| Securities available for sale | 18,776,000 | 18,313,000 | 17,846,000 | 19,639,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,789,000 | 58,236,000 | 58,195,000 | 61,945,000 |
| Interest-bearing deposits | 54,619,000 | 48,986,000 | 48,650,000 | 52,637,000 |
| Noninterest-bearing deposits | 10,170,000 | 9,250,000 | 9,545,000 | 9,308,000 |
| Equity capital | 12,839,000 | 12,965,000 | 13,214,000 | 12,886,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,489,000 | 2,341,000 | 3,231,000 |
| Interest expense | 74,000 | 164,000 | 279,000 | 418,000 |
| Net interest income | 741,000 | 1,325,000 | 2,062,000 | 2,813,000 |
| Noninterest income | 23,000 | 35,000 | 47,000 | 68,000 |
| Noninterest expense | 261,000 | 570,000 | 874,000 | 1,235,000 |
| Provision for loan losses | 75,000 | 175,000 | 275,000 | 375,000 |
| Pretax income | 430,000 | 617,000 | 962,000 | 1,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 430,000 | 617,000 | 962,000 | 1,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,356,000 | 13,543,000 | 13,888,000 | 13,349,000 |
| Total capital | 14,107,000 | 14,288,000 | 14,602,000 | 14,089,000 |
| Risk-weighted assets | 60,124,000 | 59,492,000 | 56,903,000 | 59,168,000 |