Call reports 2016
FIRST NATIONAL BANK IN OKEENE — 2016
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 71,555,000 | 67,968,000 | 70,648,000 | 72,521,000 |
| Total loans | 50,938,000 | 41,868,000 | 45,236,000 | 54,031,000 |
| Allowance for loan losses | 668,000 | 668,000 | 668,000 | 668,000 |
| Securities available for sale | 17,394,000 | 15,239,000 | 9,894,000 | 9,236,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,956,000 | 54,915,000 | 57,330,000 | 60,305,000 |
| Interest-bearing deposits | 50,039,000 | 48,252,000 | 46,953,000 | 50,252,000 |
| Noninterest-bearing deposits | 6,917,000 | 6,663,000 | 10,377,000 | 10,053,000 |
| Equity capital | 12,582,000 | 13,028,000 | 13,288,000 | 12,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,452,000 | 2,076,000 | 2,768,000 |
| Interest expense | 54,000 | 108,000 | 159,000 | 212,000 |
| Net interest income | 676,000 | 1,344,000 | 1,917,000 | 2,556,000 |
| Noninterest income | 17,000 | 30,000 | 43,000 | 55,000 |
| Noninterest expense | 293,000 | 627,000 | 920,000 | 1,256,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 400,000 | 751,000 | 1,103,000 | 1,420,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 400,000 | 751,000 | 1,103,000 | 1,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,514,000 | 12,865,000 | 13,217,000 | 12,433,000 |
| Total capital | 13,182,000 | 13,460,000 | 13,851,000 | 13,101,000 |
| Risk-weighted assets | 55,435,000 | 47,527,000 | 50,713,000 | 60,443,000 |