Call reports 2015
FIRST NATIONAL BANK IN OKEENE — 2015
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 64,898,000 | 65,913,000 | 64,210,000 | 70,339,000 |
| Total loans | 37,774,000 | 42,633,000 | 40,865,000 | 49,724,000 |
| Allowance for loan losses | 677,000 | 677,000 | 662,000 | 666,000 |
| Securities available for sale | 20,730,000 | 19,235,000 | 19,260,000 | 17,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,732,000 | 55,203,000 | 52,854,000 | 54,530,000 |
| Interest-bearing deposits | 46,659,000 | 47,741,000 | 45,439,000 | 46,882,000 |
| Noninterest-bearing deposits | 7,073,000 | 7,462,000 | 7,415,000 | 7,648,000 |
| Equity capital | 11,146,000 | 10,695,000 | 11,333,000 | 11,791,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 600,000 | 1,250,000 | 1,920,000 | 2,590,000 |
| Interest expense | 52,000 | 103,000 | 153,000 | 202,000 |
| Net interest income | 548,000 | 1,147,000 | 1,767,000 | 2,388,000 |
| Noninterest income | 11,000 | 25,000 | 41,000 | 64,000 |
| Noninterest expense | 282,000 | 640,000 | 984,000 | 1,346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 277,000 | 532,000 | 824,000 | 1,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 277,000 | 532,000 | 824,000 | 1,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,284,000 | 11,539,000 | 11,831,000 | 12,113,000 |
| Total capital | 11,823,000 | 12,170,000 | 12,440,000 | 12,779,000 |
| Risk-weighted assets | 42,976,000 | 50,500,000 | 48,690,000 | 56,193,000 |