Call reports 2014
FIRST NATIONAL BANK IN OKEENE — 2014
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 52,112,000 | 54,722,000 | 61,445,000 | 63,446,000 |
| Total loans | 27,376,000 | 28,664,000 | 30,844,000 | 33,683,000 |
| Allowance for loan losses | 677,000 | 677,000 | 677,000 | 677,000 |
| Securities available for sale | 20,262,000 | 19,325,000 | 18,868,000 | 19,223,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,128,000 | 45,249,000 | 51,512,000 | 52,701,000 |
| Interest-bearing deposits | 38,374,000 | 39,168,000 | 45,100,000 | 44,976,000 |
| Noninterest-bearing deposits | 4,754,000 | 6,081,000 | 6,412,000 | 7,725,000 |
| Equity capital | 8,871,000 | 9,439,000 | 9,906,000 | 10,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,071,000 | 1,608,000 | 2,162,000 |
| Interest expense | 56,000 | 111,000 | 169,000 | 228,000 |
| Net interest income | 484,000 | 960,000 | 1,439,000 | 1,934,000 |
| Noninterest income | 17,000 | 32,000 | 45,000 | 61,000 |
| Noninterest expense | 293,000 | 586,000 | 885,000 | 1,232,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 471,000 | 664,000 | 828,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 249,000 | 471,000 | 664,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,411,000 | 10,634,000 | 10,827,000 | 11,007,000 |
| Total capital | 10,800,000 | 11,047,000 | 11,276,000 | 11,491,000 |
| Risk-weighted assets | 30,810,000 | 32,745,000 | 35,690,000 | 38,556,000 |