Call reports 2012
FIRST NATIONAL BANK IN OKEENE — 2012
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 63,480,000 | 59,874,000 | 60,785,000 | 70,439,000 |
| Total loans | 24,599,000 | 22,897,000 | 22,268,000 | 26,833,000 |
| Allowance for loan losses | 677,000 | 677,000 | 677,000 | 677,000 |
| Securities available for sale | 36,605,000 | 34,577,000 | 36,097,000 | 41,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,786,000 | 39,640,000 | 38,778,000 | 45,399,000 |
| Interest-bearing deposits | 37,003,000 | 34,437,000 | 33,432,000 | 39,989,000 |
| Noninterest-bearing deposits | 4,783,000 | 5,203,000 | 5,346,000 | 5,410,000 |
| Equity capital | 19,514,000 | 20,052,000 | 19,527,000 | 18,950,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 666,000 | 1,346,000 | 1,977,000 | 2,640,000 |
| Interest expense | 75,000 | 145,000 | 200,000 | 260,000 |
| Net interest income | 591,000 | 1,201,000 | 1,777,000 | 2,380,000 |
| Noninterest income | 16,000 | 30,000 | 45,000 | 58,000 |
| Noninterest expense | 278,000 | 581,000 | 884,000 | 1,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 352,000 | 695,000 | 989,000 | 1,298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 695,000 | 989,000 | 1,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,629,000 | 18,972,000 | 18,666,000 | 18,258,000 |
| Total capital | 19,009,000 | 19,326,000 | 19,015,000 | 18,677,000 |
| Risk-weighted assets | 30,081,000 | 27,985,000 | 27,580,000 | 33,283,000 |