Call reports 2010
FIRST NATIONAL BANK IN OKEENE — 2010
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,602,000 | 58,145,000 | 54,615,000 | 58,319,000 |
| Total loans | 20,843,000 | 23,977,000 | 22,352,000 | 27,360,000 |
| Allowance for loan losses | 530,000 | 613,000 | 626,000 | 659,000 |
| Securities available for sale | 40,760,000 | 32,317,000 | 27,854,000 | 29,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,785,000 | 32,594,000 | 31,463,000 | 30,720,000 |
| Interest-bearing deposits | 29,538,000 | 28,111,000 | 27,479,000 | 26,932,000 |
| Noninterest-bearing deposits | 3,247,000 | 4,483,000 | 3,984,000 | 3,788,000 |
| Equity capital | 18,074,000 | 18,684,000 | 18,710,000 | 17,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,521,000 | 2,157,000 | 2,805,000 |
| Interest expense | 154,000 | 310,000 | 463,000 | 606,000 |
| Net interest income | 604,000 | 1,211,000 | 1,694,000 | 2,199,000 |
| Noninterest income | 17,000 | 37,000 | 53,000 | 70,000 |
| Noninterest expense | 294,000 | 592,000 | 861,000 | 1,169,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 328,000 | 659,000 | 892,000 | 1,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 328,000 | 659,000 | 892,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,167,000 | 17,498,000 | 17,731,000 | 17,282,000 |
| Total capital | 17,527,000 | 17,875,000 | 18,069,000 | 17,681,000 |
| Risk-weighted assets | 28,621,000 | 29,928,000 | 26,755,000 | 31,635,000 |