Call reports 2009
FIRST NATIONAL BANK IN OKEENE — 2009
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 62,013,000 | 59,668,000 | 61,604,000 | 63,649,000 |
| Total loans | 18,928,000 | 17,629,000 | 17,757,000 | 20,127,000 |
| Allowance for loan losses | 626,000 | 626,000 | 626,000 | 480,000 |
| Securities available for sale | 41,132,000 | 40,199,000 | 42,271,000 | 41,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,639,000 | 37,015,000 | 34,270,000 | 34,057,000 |
| Interest-bearing deposits | 31,742,000 | 33,291,000 | 30,426,000 | 30,517,000 |
| Noninterest-bearing deposits | 3,897,000 | 3,724,000 | 3,844,000 | 3,540,000 |
| Equity capital | 17,478,000 | 17,572,000 | 18,089,000 | 17,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 740,000 | 1,432,000 | 2,131,000 | 2,857,000 |
| Interest expense | 212,000 | 415,000 | 604,000 | 778,000 |
| Net interest income | 528,000 | 1,017,000 | 1,527,000 | 2,079,000 |
| Noninterest income | 17,000 | 38,000 | 55,000 | 72,000 |
| Noninterest expense | 253,000 | 506,000 | 760,000 | 1,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 295,000 | 594,000 | 870,000 | 1,102,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 295,000 | 594,000 | 870,000 | 1,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,832,000 | 17,131,000 | 17,407,000 | 16,839,000 |
| Total capital | 17,157,000 | 17,440,000 | 17,724,000 | 17,188,000 |
| Risk-weighted assets | 25,668,000 | 24,383,000 | 25,077,000 | 27,782,000 |