Call reports 2008
FIRST NATIONAL BANK IN OKEENE — 2008
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 68,208,000 | 65,087,000 | 59,625,000 | 61,430,000 |
| Total loans | 22,395,000 | 20,208,000 | 19,282,000 | 18,850,000 |
| Allowance for loan losses | 514,000 | 514,000 | 570,000 | 626,000 |
| Securities available for sale | 42,813,000 | 42,126,000 | 37,854,000 | 39,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,662,000 | 34,996,000 | 34,826,000 | 35,798,000 |
| Interest-bearing deposits | 27,744,000 | 30,895,000 | 30,606,000 | 31,733,000 |
| Noninterest-bearing deposits | 3,918,000 | 4,101,000 | 4,220,000 | 4,065,000 |
| Equity capital | 17,818,000 | 16,611,000 | 16,880,000 | 18,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,009,000 | 1,903,000 | 2,786,000 | 3,562,000 |
| Interest expense | 457,000 | 793,000 | 1,111,000 | 1,355,000 |
| Net interest income | 552,000 | 1,110,000 | 1,675,000 | 2,207,000 |
| Noninterest income | 18,000 | 40,000 | 60,000 | 82,000 |
| Noninterest expense | 242,000 | 490,000 | 740,000 | 1,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 330,000 | 663,000 | 998,000 | 1,218,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 330,000 | 663,000 | 998,000 | 1,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,433,000 | 17,205,000 | 17,539,000 | 17,759,000 |
| Total capital | 17,821,000 | 17,567,000 | 17,872,000 | 18,083,000 |
| Risk-weighted assets | 30,930,000 | 28,821,000 | 26,430,000 | 25,657,000 |