Call reports 2007
FIRST NATIONAL BANK IN OKEENE — 2007
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,148,000 | 72,379,000 | 69,645,000 | 68,981,000 |
| Total loans | 25,510,000 | 21,663,000 | 19,724,000 | 23,229,000 |
| Allowance for loan losses | 399,000 | 440,000 | 463,000 | 514,000 |
| Securities available for sale | 48,913,000 | 47,254,000 | 47,228,000 | 42,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,086,000 | 34,896,000 | 31,115,000 | 31,313,000 |
| Interest-bearing deposits | 33,433,000 | 30,908,000 | 27,234,000 | 26,842,000 |
| Noninterest-bearing deposits | 3,653,000 | 3,988,000 | 3,881,000 | 4,471,000 |
| Equity capital | 15,915,000 | 15,552,000 | 16,577,000 | 17,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,268,000 | 2,502,000 | 3,617,000 | 4,657,000 |
| Interest expense | 696,000 | 1,348,000 | 1,931,000 | 2,419,000 |
| Net interest income | 572,000 | 1,154,000 | 1,686,000 | 2,238,000 |
| Noninterest income | 14,000 | 30,000 | 46,000 | 62,000 |
| Noninterest expense | 240,000 | 479,000 | 735,000 | 1,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 271,000 | 630,000 | 922,000 | 1,191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 271,000 | 630,000 | 922,000 | 1,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,182,000 | 16,541,000 | 16,834,000 | 17,102,000 |
| Total capital | 16,581,000 | 16,932,000 | 17,199,000 | 17,502,000 |
| Risk-weighted assets | 34,954,000 | 31,265,000 | 29,139,000 | 31,583,000 |