Call reports 2006
FIRST NATIONAL BANK IN OKEENE — 2006
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 74,151,000 | 72,127,000 | 69,975,000 | 78,217,000 |
| Total loans | 19,555,000 | 19,250,000 | 16,219,000 | 21,942,000 |
| Allowance for loan losses | 288,000 | 288,000 | 288,000 | 299,000 |
| Securities available for sale | 51,528,000 | 49,882,000 | 50,846,000 | 52,856,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,233,000 | 34,192,000 | 36,259,000 | 35,709,000 |
| Interest-bearing deposits | 33,130,000 | 30,497,000 | 32,107,000 | 31,828,000 |
| Noninterest-bearing deposits | 3,103,000 | 3,695,000 | 4,152,000 | 3,881,000 |
| Equity capital | 15,031,000 | 14,356,000 | 15,377,000 | 15,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,067,000 | 2,122,000 | 3,164,000 | 4,248,000 |
| Interest expense | 550,000 | 1,110,000 | 1,679,000 | 2,284,000 |
| Net interest income | 517,000 | 1,012,000 | 1,485,000 | 1,964,000 |
| Noninterest income | 15,000 | 31,000 | 47,000 | 61,000 |
| Noninterest expense | 227,000 | 456,000 | 681,000 | 1,139,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 305,000 | 550,000 | 770,000 | 789,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 305,000 | 550,000 | 770,000 | 789,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,113,000 | 16,027,000 | 16,109,000 | 16,128,000 |
| Total capital | 16,401,000 | 16,315,000 | 16,397,000 | 16,427,000 |
| Risk-weighted assets | 29,244,000 | 27,826,000 | 26,436,000 | 31,943,000 |