Call reports 2005
FIRST NATIONAL BANK IN OKEENE — 2005
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 69,064,000 | 65,837,000 | 68,169,000 | 76,901,000 |
| Total loans | 20,185,000 | 17,261,000 | 14,998,000 | 20,765,000 |
| Allowance for loan losses | 284,000 | 287,000 | 288,000 | 288,000 |
| Securities available for sale | 45,515,000 | 45,787,000 | 50,062,000 | 53,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,987,000 | 34,765,000 | 36,097,000 | 36,051,000 |
| Interest-bearing deposits | 30,324,000 | 31,671,000 | 32,191,000 | 32,704,000 |
| Noninterest-bearing deposits | 3,663,000 | 3,094,000 | 3,906,000 | 3,347,000 |
| Equity capital | 14,603,000 | 15,096,000 | 15,167,000 | 14,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 887,000 | 1,713,000 | 2,550,000 | 3,509,000 |
| Interest expense | 343,000 | 704,000 | 1,097,000 | 1,572,000 |
| Net interest income | 544,000 | 1,009,000 | 1,453,000 | 1,937,000 |
| Noninterest income | 13,000 | 26,000 | 39,000 | 53,000 |
| Noninterest expense | 212,000 | 456,000 | 705,000 | 1,004,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 214,000 | 448,000 | 656,000 | 855,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 448,000 | 656,000 | 855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,274,000 | 15,401,000 | 15,609,000 | 15,808,000 |
| Total capital | 15,558,000 | 15,688,000 | 15,897,000 | 16,096,000 |
| Risk-weighted assets | 27,843,000 | 25,056,000 | 23,904,000 | 30,579,000 |