Call reports 2004
FIRST NATIONAL BANK IN OKEENE — 2004
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 68,839,000 | 65,360,000 | 59,189,000 | 74,971,000 |
| Total loans | 15,957,000 | 14,986,000 | 14,750,000 | 22,567,000 |
| Allowance for loan losses | 272,000 | 272,000 | 282,000 | 282,000 |
| Securities available for sale | 50,404,000 | 48,089,000 | 42,044,000 | 49,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,333,000 | 36,877,000 | 34,706,000 | 35,302,000 |
| Interest-bearing deposits | 33,117,000 | 32,461,000 | 31,357,000 | 31,685,000 |
| Noninterest-bearing deposits | 3,216,000 | 4,416,000 | 3,349,000 | 3,617,000 |
| Equity capital | 15,783,000 | 14,633,000 | 15,328,000 | 15,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 716,000 | 1,426,000 | 2,116,000 | 2,856,000 |
| Interest expense | 267,000 | 522,000 | 775,000 | 1,057,000 |
| Net interest income | 449,000 | 904,000 | 1,341,000 | 1,799,000 |
| Noninterest income | 17,000 | 31,000 | 48,000 | 64,000 |
| Noninterest expense | 222,000 | 445,000 | 661,000 | 972,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 450,000 |
| Pretax income | 292,000 | 541,000 | 340,000 | 504,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 292,000 | 541,000 | 340,000 | 504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,352,000 | 15,455,000 | 15,254,000 | 15,418,000 |
| Total capital | 15,624,000 | 15,727,000 | 15,536,000 | 15,700,000 |
| Risk-weighted assets | 25,476,000 | 25,014,000 | 22,561,000 | 30,810,000 |