Call reports 2003
FIRST NATIONAL BANK IN OKEENE — 2003
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 66,546,000 | 66,770,000 | 63,892,000 | 71,126,000 |
| Total loans | 19,321,000 | 17,386,000 | 15,283,000 | 18,417,000 |
| Allowance for loan losses | 472,000 | 522,000 | 522,000 | 272,000 |
| Securities available for sale | 38,760,000 | 46,774,000 | 45,884,000 | 49,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,508,000 | 36,974,000 | 37,207,000 | 37,352,000 |
| Interest-bearing deposits | 34,046,000 | 34,285,000 | 33,283,000 | 33,069,000 |
| Noninterest-bearing deposits | 3,462,000 | 2,689,000 | 3,924,000 | 4,283,000 |
| Equity capital | 15,947,000 | 15,454,000 | 15,279,000 | 15,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 848,000 | 1,527,000 | 2,293,000 | 3,001,000 |
| Interest expense | 358,000 | 653,000 | 940,000 | 1,214,000 |
| Net interest income | 490,000 | 874,000 | 1,353,000 | 1,787,000 |
| Noninterest income | 16,000 | 34,000 | 50,000 | 65,000 |
| Noninterest expense | 201,000 | 407,000 | 600,000 | 914,000 |
| Provision for loan losses | 100,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 231,000 | 377,000 | 741,000 | 892,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 231,000 | 377,000 | 741,000 | 892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,490,000 | 14,935,000 | 15,299,000 | 15,450,000 |
| Total capital | 15,837,000 | 15,259,000 | 15,601,000 | 15,722,000 |
| Risk-weighted assets | 27,639,000 | 25,714,000 | 23,966,000 | 28,160,000 |