Call reports 2002
FIRST NATIONAL BANK IN OKEENE — 2002
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 72,589,000 | 74,357,000 | 72,226,000 | 71,545,000 |
| Total loans | 20,271,000 | 19,353,000 | 18,189,000 | 19,083,000 |
| Allowance for loan losses | 794,000 | 794,000 | 513,000 | 508,000 |
| Securities available for sale | 50,126,000 | 52,751,000 | 47,354,000 | 46,954,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,515,000 | 35,009,000 | 34,792,000 | 35,605,000 |
| Interest-bearing deposits | 32,903,000 | 32,377,000 | 31,196,000 | 31,945,000 |
| Noninterest-bearing deposits | 2,612,000 | 2,632,000 | 3,596,000 | 3,660,000 |
| Equity capital | 15,150,000 | 15,885,000 | 16,440,000 | 16,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,040,000 | 2,991,000 | 3,826,000 |
| Interest expense | 438,000 | 870,000 | 1,290,000 | 1,681,000 |
| Net interest income | 634,000 | 1,170,000 | 1,701,000 | 2,145,000 |
| Noninterest income | 14,000 | 29,000 | 45,000 | 64,000 |
| Noninterest expense | 202,000 | 406,000 | 607,000 | 878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 496,000 | 859,000 | 1,205,000 | 1,397,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 496,000 | 859,000 | 1,205,000 | 1,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,957,000 | 15,069,000 | 15,416,000 | 15,258,000 |
| Total capital | 15,329,000 | 15,431,000 | 15,761,000 | 15,611,000 |
| Risk-weighted assets | 29,350,000 | 28,451,000 | 27,425,000 | 28,068,000 |