Call reports 2001
FIRST NATIONAL BANK IN OKEENE — 2001
What FIRST NATIONAL BANK IN OKEENE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 71,374,000 | 72,609,000 | 71,623,000 | 79,953,000 |
| Total loans | 17,849,000 | 18,008,000 | 16,386,000 | 20,493,000 |
| Allowance for loan losses | 793,000 | 793,000 | 794,000 | 794,000 |
| Securities available for sale | 51,369,000 | 52,305,000 | 53,122,000 | 55,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,992,000 | 33,726,000 | 35,018,000 | 34,723,000 |
| Interest-bearing deposits | 32,544,000 | 31,090,000 | 32,435,000 | 31,750,000 |
| Noninterest-bearing deposits | 2,448,000 | 2,636,000 | 2,583,000 | 2,973,000 |
| Equity capital | 16,010,000 | 16,006,000 | 16,480,000 | 15,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,487,000 | 3,660,000 | 4,738,000 |
| Interest expense | 723,000 | 1,331,000 | 1,896,000 | 2,399,000 |
| Net interest income | 580,000 | 1,156,000 | 1,764,000 | 2,339,000 |
| Noninterest income | 15,000 | 30,000 | 46,000 | 60,000 |
| Noninterest expense | 187,000 | 377,000 | 556,000 | 830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 406,000 | 808,000 | 1,254,000 | 1,619,000 |
| Income tax | -59,000 | -54,000 | -50,000 | -58,000 |
| Net income | 465,000 | 862,000 | 1,304,000 | 1,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,524,000 | 15,471,000 | 15,512,000 | 15,460,000 |
| Total capital | 15,901,000 | 15,856,000 | 15,869,000 | 15,868,000 |
| Risk-weighted assets | 29,784,000 | 30,031,000 | 28,099,000 | 31,966,000 |