Call reports 2012
ST. EDMOND'S FEDERAL SAVINGS BANK — 2012
What ST. EDMOND'S FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 |
|---|---|
| Total assets | 302,216,000 |
| Total loans | 183,304,000 |
| Allowance for loan losses | 1,380,000 |
| Securities available for sale | 65,289,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 276,535,000 |
| Interest-bearing deposits | 263,064,000 |
| Noninterest-bearing deposits | 13,471,000 |
| Equity capital | 25,236,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 |
|---|---|
| Interest income | 2,988,000 |
| Interest expense | 756,000 |
| Net interest income | 2,232,000 |
| Noninterest income | 126,000 |
| Noninterest expense | 2,784,000 |
| Provision for loan losses | 128,000 |
| Pretax income | -574,000 |
| Income tax | -183,000 |
| Net income | -391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 |
|---|---|
| Tier 1 capital | 24,890,000 |
| Total capital | 26,270,000 |
| Risk-weighted assets | 149,167,000 |