Call reports 2021
PROVIDENCE BANK — 2021
What PROVIDENCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 |
|---|---|
| Total assets | 1,043,348,000 |
| Total loans | 817,221,000 |
| Allowance for loan losses | 12,992,000 |
| Securities available for sale | 112,990,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 870,293,000 |
| Interest-bearing deposits | 707,078,000 |
| Noninterest-bearing deposits | 163,215,000 |
| Equity capital | 138,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 |
|---|---|
| Interest income | 4,472,000 |
| Interest expense | 248,000 |
| Net interest income | 4,224,000 |
| Noninterest income | 677,000 |
| Noninterest expense | 4,624,000 |
| Provision for loan losses | 11,006,000 |
| Pretax income | -10,966,000 |
| Income tax | -3,156,000 |
| Net income | -7,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 |
|---|---|
| Tier 1 capital | 128,325,000 |
| Total capital | 136,437,000 |
| Risk-weighted assets | 809,780,000 |