Call reports 2019
PROVIDENCE BANK — 2019
What PROVIDENCE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,004,114,000 | 1,038,394,000 | 1,066,206,000 | 1,070,090,000 |
| Total loans | 747,801,000 | 785,216,000 | 813,817,000 | 806,735,000 |
| Allowance for loan losses | 9,002,000 | 8,919,000 | 8,981,000 | 8,321,000 |
| Securities available for sale | 137,632,000 | 136,167,000 | 131,440,000 | 146,055,000 |
| Securities held to maturity | 13,959,000 | 13,266,000 | 12,817,000 | 12,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 836,659,000 | 826,161,000 | 843,567,000 | 800,011,000 |
| Interest-bearing deposits | 717,236,000 | 695,936,000 | 690,892,000 | 666,905,000 |
| Noninterest-bearing deposits | 119,423,000 | 130,225,000 | 152,675,000 | 133,106,000 |
| Equity capital | 153,129,000 | 156,487,000 | 160,641,000 | 162,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,444,000 | 23,019,000 | 35,050,000 | 47,203,000 |
| Interest expense | 3,191,000 | 6,585,000 | 9,999,000 | 13,198,000 |
| Net interest income | 8,253,000 | 16,434,000 | 25,051,000 | 34,005,000 |
| Noninterest income | 918,000 | 2,115,000 | 4,389,000 | 6,241,000 |
| Noninterest expense | 7,180,000 | 14,765,000 | 21,838,000 | 29,195,000 |
| Provision for loan losses | 220,000 | 438,000 | 657,000 | 2,125,000 |
| Pretax income | 1,771,000 | 3,415,000 | 7,024,000 | 9,005,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,771,000 | 3,415,000 | 7,024,000 | 9,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,506,000 | 135,186,000 | 138,831,000 | 140,845,000 |
| Total capital | 143,283,000 | 144,880,000 | 148,587,000 | 149,941,000 |
| Risk-weighted assets | 861,879,000 | 891,882,000 | 920,901,000 | 945,051,000 |