Call reports 2012
PROVIDENCE BANK — 2012
What PROVIDENCE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 680,384,000 | 684,114,000 | 683,290,000 | 674,972,000 |
| Total loans | 333,004,000 | 332,459,000 | 339,475,000 | 364,557,000 |
| Allowance for loan losses | 7,449,000 | 12,529,000 | 11,127,000 | 11,774,000 |
| Securities available for sale | 149,041,000 | 158,238,000 | 162,799,000 | 116,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 568,758,000 | 575,842,000 | 570,821,000 | 569,112,000 |
| Interest-bearing deposits | 530,128,000 | 534,954,000 | 487,529,000 | 476,677,000 |
| Noninterest-bearing deposits | 38,630,000 | 40,888,000 | 83,292,000 | 92,434,000 |
| Equity capital | 99,503,000 | 96,209,000 | 100,173,000 | 84,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,044,000 | 19,862,000 | 31,197,000 | 42,767,000 |
| Interest expense | 1,267,000 | 2,446,000 | 3,521,000 | 4,544,000 |
| Net interest income | 5,777,000 | 17,416,000 | 27,676,000 | 38,223,000 |
| Noninterest income | 6,987,000 | 3,239,000 | 5,513,000 | 7,352,000 |
| Noninterest expense | 7,085,000 | 12,936,000 | 22,786,000 | 45,453,000 |
| Provision for loan losses | 5,738,000 | 11,356,000 | 10,882,000 | 15,767,000 |
| Pretax income | -59,000 | -3,637,000 | -479,000 | -15,248,000 |
| Income tax | 2,000 | 2,000 | 6,000 | 10,000 |
| Net income | -61,000 | -3,639,000 | -485,000 | -15,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,625,000 | 89,366,000 | 92,838,000 | 78,384,000 |
| Total capital | 96,328,000 | 93,137,000 | 96,787,000 | 82,324,000 |
| Risk-weighted assets | 291,984,000 | 292,471,000 | 308,543,000 | 307,098,000 |