Call reports 2026
RIVERSIDE SAVINGS BANK, SSB — 2026
What RIVERSIDE SAVINGS BANK, SSB reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 94,454,000 | 94,550,000 |
| Total loans | 59,545,000 | 59,354,000 |
| Allowance for loan losses | 420,000 | 406,000 |
| Securities available for sale | 22,823,000 | 23,001,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 72,773,000 | 72,499,000 |
| Interest-bearing deposits | 69,639,000 | 69,492,000 |
| Noninterest-bearing deposits | 3,134,000 | 3,007,000 |
| Equity capital | 15,837,000 | 16,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,121,000 | 2,260,000 |
| Interest expense | 451,000 | 893,000 |
| Net interest income | 670,000 | 1,367,000 |
| Noninterest income | 101,000 | 171,000 |
| Noninterest expense | 634,000 | 1,281,000 |
| Provision for loan losses | 14,000 | 0 |
| Pretax income | 123,000 | 255,000 |
| Income tax | 18,000 | 38,000 |
| Net income | 105,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 17,579,000 | 17,702,000 |