Call reports 2002

RIVERSIDE SAVINGS BANK, SSB — 2002

Name: RIVERSIDE SAVINGS BANK, SSB — FFIEC call report 2002
Creator: RIVERSIDE SAVINGS BANK, SSB

What RIVERSIDE SAVINGS BANK, SSB reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/fdc8d2d0-4ea5-4707-807e-a70e97c0bd5a/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	64,405,000	62,987,000	60,227,000	58,499,000
Total loans	40,893,000	39,455,000	41,508,000	42,784,000
Allowance for loan losses	400,000	344,000	326,000	313,000
Securities available for sale	23,000	2,068,000	4,065,000	4,048,000
Securities held to maturity	6,056,000	8,025,000	3,943,000	3,838,000
Trading assets	0	0	0	0
Total deposits	53,003,000	51,606,000	48,677,000	46,809,000
Interest-bearing deposits	51,531,000	49,971,000	47,063,000	44,867,000
Noninterest-bearing deposits	1,472,000	1,635,000	1,614,000	1,942,000
Equity capital	7,007,000	6,954,000	7,200,000	7,282,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	936,000	1,853,000	2,816,000	3,702,000
Interest expense	511,000	958,000	1,359,000	1,699,000
Net interest income	425,000	895,000	1,457,000	2,003,000
Noninterest income	88,000	180,000	286,000	438,000
Noninterest expense	521,000	1,077,000	1,573,000	2,010,000
Provision for loan losses	15,000	104,000	182,000	277,000
Pretax income	-23,000	-106,000	-12,000	154,000
Income tax	-14,000	-15,000	-167,000	-94,000
Net income	-9,000	-91,000	155,000	248,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	7,007,000	6,924,000	7,171,000	7,264,000
Total capital	7,407,000	7,268,000	7,494,000	7,577,000
Risk-weighted assets	38,524,000	36,611,000	38,577,000	38,477,000