Call reports 2001
RIVERSIDE SAVINGS BANK, SSB — 2001
What RIVERSIDE SAVINGS BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,535,000 | 66,189,000 | 64,708,000 | 65,060,000 |
| Total loans | 52,850,000 | 50,431,000 | 49,160,000 | 46,591,000 |
| Allowance for loan losses | 1,154,000 | 1,061,000 | 1,105,000 | 989,000 |
| Securities available for sale | 2,205,000 | 2,319,000 | 517,000 | 24,000 |
| Securities held to maturity | 83,000 | 83,000 | 82,000 | 4,049,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,821,000 | 52,196,000 | 53,227,000 | 53,575,000 |
| Interest-bearing deposits | 49,902,000 | 50,631,000 | 51,743,000 | 52,158,000 |
| Noninterest-bearing deposits | 1,919,000 | 1,565,000 | 1,484,000 | 1,417,000 |
| Equity capital | 6,615,000 | 6,773,000 | 6,921,000 | 7,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,377,000 | 2,684,000 | 3,970,000 | 5,120,000 |
| Interest expense | 746,000 | 1,454,000 | 2,109,000 | 2,701,000 |
| Net interest income | 631,000 | 1,230,000 | 1,861,000 | 2,419,000 |
| Noninterest income | 96,000 | 189,000 | 289,000 | 391,000 |
| Noninterest expense | 536,000 | 1,042,000 | 1,582,000 | 2,098,000 |
| Provision for loan losses | 45,000 | 111,000 | 371,000 | 403,000 |
| Pretax income | 146,000 | 266,000 | 203,000 | 315,000 |
| Income tax | 46,000 | 83,000 | -122,000 | -100,000 |
| Net income | 100,000 | 183,000 | 325,000 | 415,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,701,000 | 6,784,000 | 6,926,000 | 7,016,000 |
| Total capital | 7,315,000 | 7,393,000 | 7,521,000 | 7,552,000 |
| Risk-weighted assets | 48,613,000 | 48,243,000 | 47,089,000 | 42,407,000 |