Call reports 2025
WEST GATE BANK — 2025
What WEST GATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,263,160,000 | 1,353,626,000 | 1,364,394,000 | 1,403,917,000 |
| Total loans | 920,165,000 | 953,733,000 | 969,817,000 | 991,071,000 |
| Allowance for loan losses | 9,930,000 | 9,941,000 | 9,923,000 | 9,836,000 |
| Securities available for sale | 206,362,000 | 255,102,000 | 255,919,000 | 257,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,061,521,000 | 1,089,764,000 | 1,136,787,000 | 1,177,323,000 |
| Interest-bearing deposits | 817,163,000 | 831,262,000 | 907,211,000 | 914,934,000 |
| Noninterest-bearing deposits | 244,358,000 | 258,502,000 | 229,576,000 | 262,389,000 |
| Equity capital | 134,227,000 | 135,874,000 | 142,595,000 | 146,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 16,317,000 | 33,664,000 | 52,143,000 | 70,812,000 |
| Interest expense | 7,159,000 | 14,506,000 | 22,613,000 | 30,573,000 |
| Net interest income | 9,158,000 | 19,158,000 | 29,530,000 | 40,239,000 |
| Noninterest income | 4,066,000 | 8,075,000 | 15,502,000 | 21,611,000 |
| Noninterest expense | 9,908,000 | 19,936,000 | 33,684,000 | 47,207,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | -24,000 |
| Pretax income | 3,291,000 | 7,247,000 | 11,298,000 | 14,667,000 |
| Income tax | 390,000 | 923,000 | 1,865,000 | 2,117,000 |
| Net income | 2,901,000 | 6,324,000 | 9,433,000 | 12,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,273,000 | 157,833,000 | 161,067,000 | 158,713,000 |