Call reports 2012
WEST GATE BANK — 2012
What WEST GATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 320,204,000 | 317,769,000 | 331,637,000 | 354,250,000 |
| Total loans | 208,035,000 | 219,012,000 | 241,232,000 | 240,005,000 |
| Allowance for loan losses | 4,214,000 | 4,446,000 | 4,286,000 | 4,545,000 |
| Securities available for sale | 71,889,000 | 59,410,000 | 49,561,000 | 47,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,707,000 | 248,251,000 | 257,951,000 | 283,938,000 |
| Interest-bearing deposits | 185,849,000 | 183,460,000 | 189,353,000 | 204,583,000 |
| Noninterest-bearing deposits | 66,858,000 | 64,791,000 | 68,598,000 | 79,355,000 |
| Equity capital | 31,566,000 | 34,100,000 | 36,916,000 | 46,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,290,000 | 6,808,000 | 10,542,000 | 14,264,000 |
| Interest expense | 614,000 | 1,155,000 | 1,631,000 | 2,073,000 |
| Net interest income | 2,676,000 | 5,653,000 | 8,911,000 | 12,191,000 |
| Noninterest income | 1,639,000 | 3,783,000 | 9,194,000 | 16,508,000 |
| Noninterest expense | 2,869,000 | 6,104,000 | 9,509,000 | 14,390,000 |
| Provision for loan losses | 405,000 | 670,000 | 1,060,000 | 1,450,000 |
| Pretax income | 1,146,000 | 2,955,000 | 7,908,000 | 13,238,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,146,000 | 2,955,000 | 7,908,000 | 13,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,513,000 | 32,862,000 | 35,511,000 | 44,927,000 |
| Total capital | 33,998,000 | 36,864,000 | 39,489,000 | 48,878,000 |
| Risk-weighted assets | 278,670,000 | 320,640,000 | 318,000,000 | 315,597,000 |