Call reports 2016
FARMERS STATE BANK OF BRUSH, THE — 2016
What FARMERS STATE BANK OF BRUSH, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 99,325,000 | 100,684,000 | 100,393,000 | 100,773,000 |
| Total loans | 59,505,000 | 64,721,000 | 68,136,000 | 66,705,000 |
| Allowance for loan losses | 820,000 | 850,000 | 849,000 | 851,000 |
| Securities available for sale | 27,007,000 | 26,608,000 | 26,934,000 | 25,466,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,460,000 | 80,515,000 | 79,613,000 | 81,011,000 |
| Interest-bearing deposits | 62,467,000 | 62,904,000 | 63,067,000 | 62,493,000 |
| Noninterest-bearing deposits | 16,993,000 | 17,611,000 | 16,546,000 | 18,518,000 |
| Equity capital | 18,006,000 | 18,258,000 | 18,324,000 | 18,063,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 964,000 | 1,916,000 | 2,942,000 | 3,948,000 |
| Interest expense | 59,000 | 124,000 | 192,000 | 261,000 |
| Net interest income | 905,000 | 1,792,000 | 2,750,000 | 3,687,000 |
| Noninterest income | 162,000 | 300,000 | 438,000 | 570,000 |
| Noninterest expense | 663,000 | 1,338,000 | 1,999,000 | 2,679,000 |
| Provision for loan losses | 30,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 374,000 | 694,000 | 1,129,000 | 1,518,000 |
| Income tax | 106,000 | 185,000 | 312,000 | 423,000 |
| Net income | 268,000 | 509,000 | 817,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,713,000 | 17,803,000 | 17,962,000 | 18,090,000 |
| Total capital | 18,489,000 | 18,628,000 | 18,811,000 | 18,934,000 |
| Risk-weighted assets | 61,995,000 | 65,976,000 | 69,105,000 | 67,505,000 |