Call reports 2005
FARMERS STATE BANK OF BRUSH, THE — 2005
What FARMERS STATE BANK OF BRUSH, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 32,668,000 | 33,589,000 | 34,065,000 | 33,409,000 |
| Total loans | 15,394,000 | 16,085,000 | 16,533,000 | 15,861,000 |
| Allowance for loan losses | 221,000 | 222,000 | 219,000 | 219,000 |
| Securities available for sale | 15,114,000 | 15,635,000 | 14,940,000 | 14,734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,886,000 | 28,634,000 | 29,119,000 | 28,506,000 |
| Interest-bearing deposits | 22,151,000 | 23,902,000 | 23,896,000 | 23,475,000 |
| Noninterest-bearing deposits | 5,735,000 | 4,732,000 | 5,223,000 | 5,031,000 |
| Equity capital | 4,689,000 | 4,827,000 | 4,798,000 | 4,785,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 381,000 | 781,000 | 1,195,000 | 1,613,000 |
| Interest expense | 75,000 | 163,000 | 277,000 | 404,000 |
| Net interest income | 306,000 | 618,000 | 918,000 | 1,209,000 |
| Noninterest income | 73,000 | 147,000 | 223,000 | 299,000 |
| Noninterest expense | 287,000 | 567,000 | 839,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 198,000 | 302,000 | 389,000 |
| Income tax | 18,000 | 42,000 | 65,000 | 80,000 |
| Net income | 74,000 | 156,000 | 237,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,860,000 | 4,891,000 | 4,922,000 | 4,944,000 |
| Total capital | 5,081,000 | 5,113,000 | 5,141,000 | 5,163,000 |
| Risk-weighted assets | 19,450,000 | 20,189,000 | 20,789,000 | 20,001,000 |