Call reports 2004
FARMERS STATE BANK OF BRUSH, THE — 2004
What FARMERS STATE BANK OF BRUSH, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 35,183,000 | 34,575,000 | 33,252,000 | 34,416,000 |
| Total loans | 14,926,000 | 15,534,000 | 15,938,000 | 15,620,000 |
| Allowance for loan losses | 201,000 | 205,000 | 210,000 | 221,000 |
| Securities available for sale | 14,769,000 | 15,486,000 | 14,969,000 | 15,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,212,000 | 29,839,000 | 28,319,000 | 29,563,000 |
| Interest-bearing deposits | 24,793,000 | 23,778,000 | 22,641,000 | 23,853,000 |
| Noninterest-bearing deposits | 5,419,000 | 6,061,000 | 5,678,000 | 5,710,000 |
| Equity capital | 4,875,000 | 4,643,000 | 4,810,000 | 4,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 369,000 | 749,000 | 1,156,000 | 1,538,000 |
| Interest expense | 82,000 | 162,000 | 238,000 | 314,000 |
| Net interest income | 287,000 | 587,000 | 918,000 | 1,224,000 |
| Noninterest income | 92,000 | 176,000 | 259,000 | 339,000 |
| Noninterest expense | 290,000 | 575,000 | 853,000 | 1,135,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 18,000 |
| Pretax income | 84,000 | 179,000 | 310,000 | 410,000 |
| Income tax | 15,000 | 39,000 | 74,000 | 103,000 |
| Net income | 69,000 | 140,000 | 236,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,747,000 | 4,769,000 | 4,814,000 | 4,836,000 |
| Total capital | 4,948,000 | 4,974,000 | 5,024,000 | 5,057,000 |
| Risk-weighted assets | 19,380,000 | 20,030,000 | 20,056,000 | 19,945,000 |