Call reports 2003
FARMERS STATE BANK OF BRUSH, THE — 2003
What FARMERS STATE BANK OF BRUSH, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 33,926,000 | 35,674,000 | 35,092,000 | 34,265,000 |
| Total loans | 17,286,000 | 17,517,000 | 16,421,000 | 15,189,000 |
| Allowance for loan losses | 227,000 | 232,000 | 194,000 | 196,000 |
| Securities available for sale | 12,873,000 | 12,802,000 | 14,089,000 | 13,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,942,000 | 30,762,000 | 30,295,000 | 29,388,000 |
| Interest-bearing deposits | 24,778,000 | 26,363,000 | 25,561,000 | 24,478,000 |
| Noninterest-bearing deposits | 4,164,000 | 4,399,000 | 4,734,000 | 4,910,000 |
| Equity capital | 4,785,000 | 4,807,000 | 4,730,000 | 4,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 442,000 | 877,000 | 1,301,000 | 1,693,000 |
| Interest expense | 116,000 | 229,000 | 332,000 | 422,000 |
| Net interest income | 326,000 | 648,000 | 969,000 | 1,271,000 |
| Noninterest income | 85,000 | 169,000 | 251,000 | 338,000 |
| Noninterest expense | 308,000 | 639,000 | 919,000 | 1,205,000 |
| Provision for loan losses | 5,000 | 9,000 | 177,000 | 182,000 |
| Pretax income | 98,000 | 169,000 | 124,000 | 222,000 |
| Income tax | 28,000 | 51,000 | 16,000 | 43,000 |
| Net income | 70,000 | 118,000 | 108,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,669,000 | 4,666,000 | 4,656,000 | 4,727,000 |
| Total capital | 4,896,000 | 4,898,000 | 4,850,000 | 4,923,000 |
| Risk-weighted assets | 21,183,000 | 21,625,000 | 20,848,000 | 19,551,000 |