Call reports 2025
COUNTY SAVINGS BANK — 2025
What COUNTY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 97,282,000 | 96,186,000 | 92,334,000 | 89,061,000 |
| Total loans | 53,231,000 | 52,962,000 | 53,607,000 | 54,433,000 |
| Allowance for loan losses | 377,000 | 386,000 | 375,000 | 398,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,392,000 | 18,662,000 | 17,730,000 | 17,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,438,000 | 88,253,000 | 84,280,000 | 81,097,000 |
| Interest-bearing deposits | 77,366,000 | 75,683,000 | 71,800,000 | 69,790,000 |
| Noninterest-bearing deposits | 12,072,000 | 12,570,000 | 12,480,000 | 11,307,000 |
| Equity capital | 7,026,000 | 7,068,000 | 7,125,000 | 7,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 924,000 | 1,833,000 | 2,741,000 | 3,641,000 |
| Interest expense | 185,000 | 357,000 | 525,000 | 692,000 |
| Net interest income | 739,000 | 1,476,000 | 2,216,000 | 2,949,000 |
| Noninterest income | 40,000 | 82,000 | 125,000 | 169,000 |
| Noninterest expense | 731,000 | 1,443,000 | 2,157,000 | 2,870,000 |
| Provision for loan losses | 2,000 | 10,000 | -1,000 | 23,000 |
| Pretax income | 48,000 | 105,000 | 182,000 | 223,000 |
| Income tax | 12,000 | 27,000 | 47,000 | 40,000 |
| Net income | 36,000 | 78,000 | 135,000 | 183,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,026,000 | 7,068,000 | 7,125,000 | 7,173,000 |
| Total capital | 7,411,000 | 7,463,000 | 7,512,000 | 7,582,000 |
| Risk-weighted assets | 36,787,000 | 36,600,000 | 36,227,000 | 36,221,000 |