Call reports 2024
COUNTY SAVINGS BANK — 2024
What COUNTY SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 101,236,000 | 102,834,000 | 101,692,000 | 100,020,000 |
| Total loans | 50,115,000 | 50,721,000 | 51,951,000 | 52,754,000 |
| Allowance for loan losses | 400,000 | 418,000 | 412,000 | 375,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,078,000 | 21,556,000 | 21,533,000 | 21,119,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,540,000 | 95,099,000 | 93,879,000 | 92,187,000 |
| Interest-bearing deposits | 79,007,000 | 79,434,000 | 78,899,000 | 79,937,000 |
| Noninterest-bearing deposits | 14,533,000 | 15,665,000 | 14,980,000 | 12,250,000 |
| Equity capital | 6,795,000 | 6,839,000 | 6,879,000 | 6,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 839,000 | 1,735,000 | 2,652,000 | 3,577,000 |
| Interest expense | 136,000 | 301,000 | 497,000 | 685,000 |
| Net interest income | 703,000 | 1,434,000 | 2,155,000 | 2,892,000 |
| Noninterest income | 41,000 | 83,000 | 122,000 | 162,000 |
| Noninterest expense | 699,000 | 1,399,000 | 2,112,000 | 2,802,000 |
| Provision for loan losses | 8,000 | 26,000 | 20,000 | -17,000 |
| Pretax income | 32,000 | 92,000 | 146,000 | 269,000 |
| Income tax | 8,000 | 24,000 | 38,000 | 50,000 |
| Net income | 24,000 | 68,000 | 108,000 | 219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,795,000 | 6,839,000 | 6,879,000 | 6,990,000 |
| Total capital | 7,209,000 | 7,266,000 | 7,299,000 | 7,375,000 |
| Risk-weighted assets | 35,474,000 | 35,861,000 | 36,267,000 | 36,448,000 |