Call reports 2023
COUNTY SAVINGS BANK — 2023
What COUNTY SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 101,637,000 | 100,724,000 | 100,961,000 | 99,325,000 |
| Total loans | 46,417,000 | 47,448,000 | 49,162,000 | 49,909,000 |
| Allowance for loan losses | 386,000 | 395,000 | 403,000 | 392,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 22,731,000 | 22,600,000 | 22,467,000 | 22,344,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,439,000 | 93,235,000 | 93,357,000 | 91,727,000 |
| Interest-bearing deposits | 79,614,000 | 78,244,000 | 78,748,000 | 78,592,000 |
| Noninterest-bearing deposits | 14,825,000 | 14,991,000 | 14,609,000 | 13,135,000 |
| Equity capital | 6,554,000 | 6,624,000 | 6,681,000 | 6,771,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,519,000 | 2,321,000 | 3,126,000 |
| Interest expense | 26,000 | 73,000 | 139,000 | 247,000 |
| Net interest income | 713,000 | 1,446,000 | 2,182,000 | 2,879,000 |
| Noninterest income | 42,000 | 83,000 | 124,000 | 167,000 |
| Noninterest expense | 671,000 | 1,341,000 | 2,033,000 | 2,684,000 |
| Provision for loan losses | 8,000 | 18,000 | 26,000 | 15,000 |
| Pretax income | 76,000 | 170,000 | 247,000 | 338,000 |
| Income tax | 20,000 | 44,000 | 64,000 | 65,000 |
| Net income | 56,000 | 126,000 | 183,000 | 273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,554,000 | 6,624,000 | 6,681,000 | 6,771,000 |
| Total capital | 6,940,000 | 7,019,000 | 7,084,000 | 7,172,000 |
| Risk-weighted assets | 34,374,000 | 34,548,000 | 35,273,000 | 35,428,000 |