Call reports 2022
COUNTY SAVINGS BANK — 2022
What COUNTY SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 102,166,000 | 102,150,000 | 102,120,000 | 101,135,000 |
| Total loans | 46,342,000 | 46,851,000 | 47,563,000 | 47,641,000 |
| Allowance for loan losses | 377,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,716,000 | 22,860,000 | 22,993,000 | 22,856,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,178,000 | 95,160,000 | 95,115,000 | 93,991,000 |
| Interest-bearing deposits | 80,991,000 | 79,585,000 | 81,828,000 | 80,771,000 |
| Noninterest-bearing deposits | 14,187,000 | 15,575,000 | 13,287,000 | 13,220,000 |
| Equity capital | 6,363,000 | 6,391,000 | 6,433,000 | 6,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,285,000 | 1,983,000 | 2,698,000 |
| Interest expense | 29,000 | 57,000 | 83,000 | 109,000 |
| Net interest income | 596,000 | 1,228,000 | 1,900,000 | 2,589,000 |
| Noninterest income | 44,000 | 90,000 | 133,000 | 177,000 |
| Noninterest expense | 646,000 | 1,288,000 | 1,946,000 | 2,610,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -6,000 | 30,000 | 87,000 | 156,000 |
| Income tax | 0 | 8,000 | 23,000 | 27,000 |
| Net income | -6,000 | 22,000 | 64,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,363,000 | 6,391,000 | 6,433,000 | 6,498,000 |
| Total capital | 6,740,000 | 6,768,000 | 6,810,000 | 6,875,000 |
| Risk-weighted assets | 34,655,000 | 34,593,000 | 35,036,000 | 34,905,000 |