Call reports 2021
COUNTY SAVINGS BANK — 2021
What COUNTY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 93,651,000 | 96,598,000 | 98,420,000 | 99,995,000 |
| Total loans | 44,698,000 | 44,292,000 | 45,592,000 | 45,939,000 |
| Allowance for loan losses | 377,000 | 377,000 | 377,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,815,000 | 14,883,000 | 14,557,000 | 18,331,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,763,000 | 89,743,000 | 91,492,000 | 93,085,000 |
| Interest-bearing deposits | 74,150,000 | 76,879,000 | 78,764,000 | 80,582,000 |
| Noninterest-bearing deposits | 12,613,000 | 12,864,000 | 12,728,000 | 12,503,000 |
| Equity capital | 6,293,000 | 6,317,000 | 6,349,000 | 6,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 630,000 | 1,265,000 | 1,907,000 | 2,535,000 |
| Interest expense | 37,000 | 72,000 | 106,000 | 138,000 |
| Net interest income | 593,000 | 1,193,000 | 1,801,000 | 2,397,000 |
| Noninterest income | 44,000 | 88,000 | 130,000 | 175,000 |
| Noninterest expense | 623,000 | 1,234,000 | 1,842,000 | 2,475,000 |
| Provision for loan losses | -82,000 | -82,000 | -82,000 | -86,000 |
| Pretax income | 96,000 | 129,000 | 171,000 | 183,000 |
| Income tax | 25,000 | 34,000 | 44,000 | 36,000 |
| Net income | 71,000 | 95,000 | 127,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,293,000 | 6,317,000 | 6,349,000 | 6,369,000 |
| Total capital | 6,670,000 | 6,694,000 | 6,726,000 | 6,746,000 |
| Risk-weighted assets | 31,982,000 | 32,254,000 | 33,004,000 | 33,843,000 |