Call reports 2020
COUNTY SAVINGS BANK — 2020
What COUNTY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 84,787,000 | 88,126,000 | 89,468,000 | 89,740,000 |
| Total loans | 39,824,000 | 41,042,000 | 41,316,000 | 42,428,000 |
| Allowance for loan losses | 359,000 | 365,000 | 371,000 | 377,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,198,000 | 8,660,000 | 10,475,000 | 11,025,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,052,000 | 81,447,000 | 82,694,000 | 82,972,000 |
| Interest-bearing deposits | 66,899,000 | 68,666,000 | 69,015,000 | 69,278,000 |
| Noninterest-bearing deposits | 11,153,000 | 12,781,000 | 13,679,000 | 13,694,000 |
| Equity capital | 6,098,000 | 6,143,000 | 6,193,000 | 6,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 720,000 | 1,418,000 | 2,084,000 | 2,741,000 |
| Interest expense | 54,000 | 100,000 | 142,000 | 180,000 |
| Net interest income | 666,000 | 1,318,000 | 1,942,000 | 2,561,000 |
| Noninterest income | 41,000 | 73,000 | 133,000 | 181,000 |
| Noninterest expense | 610,000 | 1,227,000 | 1,838,000 | 2,471,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 91,000 | 152,000 | 219,000 | 247,000 |
| Income tax | 24,000 | 40,000 | 57,000 | 56,000 |
| Net income | 67,000 | 112,000 | 162,000 | 191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,098,000 | 6,143,000 | 6,193,000 | 6,222,000 |
| Total capital | 6,439,000 | 6,497,000 | 6,555,000 | 6,593,000 |
| Risk-weighted assets | 27,317,000 | 28,336,000 | 28,961,000 | 29,717,000 |