Call reports 2019
COUNTY SAVINGS BANK — 2019
What COUNTY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 84,400,000 | 84,304,000 | 83,270,000 | 84,281,000 |
| Total loans | 39,604,000 | 39,584,000 | 40,035,000 | 40,441,000 |
| Allowance for loan losses | 335,000 | 341,000 | 347,000 | 353,000 |
| Securities available for sale | 455,000 | 457,000 | 0 | 0 |
| Securities held to maturity | 8,961,000 | 8,630,000 | 7,433,000 | 8,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,934,000 | 77,847,000 | 76,668,000 | 77,569,000 |
| Interest-bearing deposits | 66,148,000 | 66,850,000 | 66,842,000 | 67,129,000 |
| Noninterest-bearing deposits | 11,786,000 | 10,997,000 | 9,826,000 | 10,440,000 |
| Equity capital | 5,718,000 | 5,818,000 | 5,917,000 | 6,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 754,000 | 1,527,000 | 2,298,000 | 3,051,000 |
| Interest expense | 55,000 | 108,000 | 164,000 | 221,000 |
| Net interest income | 699,000 | 1,419,000 | 2,134,000 | 2,830,000 |
| Noninterest income | 38,000 | 79,000 | 118,000 | 160,000 |
| Noninterest expense | 605,000 | 1,224,000 | 1,839,000 | 2,436,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 126,000 | 262,000 | 395,000 | 530,000 |
| Income tax | 33,000 | 69,000 | 103,000 | 124,000 |
| Net income | 93,000 | 193,000 | 292,000 | 406,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,718,000 | 5,818,000 | 5,917,000 | 6,031,000 |
| Total capital | 6,053,000 | 6,159,000 | 6,264,000 | 6,384,000 |
| Risk-weighted assets | 28,020,000 | 27,909,000 | 28,002,000 | 28,135,000 |