Call reports 2018
COUNTY SAVINGS BANK — 2018
What COUNTY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,238,000 | 84,477,000 | 84,024,000 | 81,990,000 |
| Total loans | 38,663,000 | 38,779,000 | 38,918,000 | 39,890,000 |
| Allowance for loan losses | 315,000 | 321,000 | 327,000 | 333,000 |
| Securities available for sale | 449,000 | 450,000 | 452,000 | 453,000 |
| Securities held to maturity | 8,803,000 | 9,313,000 | 9,277,000 | 8,995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,264,000 | 78,426,000 | 77,793,000 | 75,777,000 |
| Interest-bearing deposits | 66,448,000 | 66,671,000 | 66,910,000 | 65,503,000 |
| Noninterest-bearing deposits | 11,816,000 | 11,755,000 | 10,883,000 | 10,274,000 |
| Equity capital | 5,327,000 | 5,409,000 | 5,494,000 | 5,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,362,000 | 2,084,000 | 2,840,000 |
| Interest expense | 54,000 | 109,000 | 164,000 | 219,000 |
| Net interest income | 615,000 | 1,253,000 | 1,920,000 | 2,621,000 |
| Noninterest income | 48,000 | 101,000 | 144,000 | 188,000 |
| Noninterest expense | 580,000 | 1,154,000 | 1,743,000 | 2,328,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 24,000 |
| Pretax income | 69,000 | 180,000 | 295,000 | 449,000 |
| Income tax | 20,000 | 49,000 | 79,000 | 102,000 |
| Net income | 49,000 | 131,000 | 216,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,327,000 | 5,409,000 | 5,494,000 | 5,625,000 |
| Total capital | 5,642,000 | 5,730,000 | 5,821,000 | 5,958,000 |
| Risk-weighted assets | 27,373,000 | 27,690,000 | 27,655,000 | 27,748,000 |